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West Virginia Discount Medical Plan Organization Surety Bond

Who needs a West Virginia Discount Medical Plan Organization Bond?

If you are a discount medical plan organization in the State of West Virginia, pursuant to W. Va. Code § 33-15E-4(a), you are subject to licensing and annual licensing renewal requirements. As part of those requirements, the West Virginia Insurance Commissioner requires that you maintain a $35,000 surety bond.


Why is the Discount Medical Plan Organization Bond required?

The bond’s purpose is to ensure all providers follow all relevant statutes and laws in the State of West Virginia.


How do I know this is the bond I need?

If you are based in West Virginia and have been told you need a Discount Medical Plan Bond, a Medicaid Bond, or a Medicaid Surety Bond, you are in the right place. If you have questions, we recommend contacting the West Virginia Insurance Commissioner directly.

General Questions
What is a surety bond? 
What is a surety bond?

A surety bond is a three-party agreement among a principal, an obligee, and a surety.

The bond formalizes the principal's obligation to the obligee. The surety guarantees that the principal will fulfill their obligation.