Michigan Motor Vehicle Title Bond

How do I obtain a bonded title?

We recommend contacting the Michigan Department of State to ensure you meet all requirements before purchasing a bond with Self Service Surety. It is your responsibility to follow Michigan Department of State directions prior to purchasing a bond. For convenience we have summarized some critical steps here:

  1. Refer to Kelly Blue Book, NADA, Edmunds or the Department of State website to determine the value of your vehicle. Be sure to print the report provided. The required bond amount will be twice the estimated fair market value. A licensed dealer can also provide an appraisal.
  2. Return to selfservicesurety.com, click the “ORDER BOND” button, and complete your purchase online. We will mail you the bond.
  3. Submit the bond along with your title and registration application.

Obtaining a bonded title can be an involved and complicated process. When in doubt, contact the Michigan Department of State and discuss your questions with a representative.

Who needs a Michigan title bond?

If you purchase or otherwise receive a motor vehicle with a lost or improperly assigned title, a title bond is required to establish your ownership of the car and to register your vehicle.

Why are title bonds required?

A title bond ensures that compensation is available to individuals who subsequently come forward as rightful owner of the vehicle. A rightful owner that comes forward prior to the bond’s expiration may be entitled to compensation up to the full penalty amount of the bond. After the bond’s expiration, the title is considered clean and no further claims can be made. Michigan Bonded Titles expire after 3 years, at which point you can apply for the “bonded” brand to be removed.

Bond Terms
State
Michigan
Amount and Term
Starting at $1,000 for Three Years
Premium
Starting at $100 for Three Years
Issue Type
Instant Issue
Instant Issue Bolt
Obligee

State of Michigan

Department of State

430 W. Allegan Street, Richard H. Austin Building - 4th Floor

Lansing, MI 48918

Apply for Your Bond by Selecting from the List Below

Street Permit Bonds
Order Bond

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General Questions

What is a surety bond?

A surety bond is a three-party agreement among a principal, an obligee, and a surety.

The bond formalizes the principal's obligation to the obligee. The surety guarantees that the principal will fulfill their obligation.

Application Questions

Financial Questions